We handle SCRA compliance for property managers.
The DOJ has collected over $400 million in SCRA settlements and is not slowing down. Fines start at $79,380 per violation. We verify, document, and report so your team never has to think about SCRA again.
See what your compliance team will use every day
Monitoring Dashboard
Portfolio verification status at a glance. KPI cards, compliance percentage, escalation queue, and recent screening runs.
Case Detail
Individual servicemember case with DMDC verification, eligibility determination, and full audit trail with timestamps.
Verification History
Full verification audit trail with military status results, branch information, and case linkage. Filter by status, method, or date.
civrel.io replaces manual DMDC lookups, spreadsheet tracking, and ad hoc processes with a single compliance platform.
Enforcement is intensifying. Manual processes can't keep up.
The DOJ has secured over $400 million in SCRA settlements since 2011 and recently consolidated all federal SCRA enforcement under a new dedicated branch. State attorneys general are pursuing violations independently. Penalties increase automatically every year.
The question isn't whether your organization has SCRA obligations. It's whether your current process can prove compliance when regulators ask.
Recent DOJ Enforcement
Six ways we make SCRA enforcement risk disappear
Automated DMDC Verification
Batch-verify 10,000 accounts against the Department of Defense's authoritative database. Built-in name variation matching handles nicknames, hyphenated names, and suffixes. Every verification logged with timestamp and court-ready certificate.
Continuous Monitoring
800,000+ Reservists and Guard members cycle between active duty and civilian status. civrel.io screens your portfolio on a configurable schedule and escalates through multi-tier review when protections apply.
Interest Rate Cap Enforcement
Automatically identify qualifying loans, calculate retroactive interest forgiveness to the activation date, and generate compliant borrower notifications per 50 U.S.C. Section 3937.
Adverse Action Safeguards
System-level blocks on eviction filings, repossessions, foreclosures, and fee assessments for protected servicemembers. An automated gate that prevents violations before they reach a courtroom.
Case Management & Notifications
Full lifecycle tracking from intake through resolution. Configurable email alerts for assignments, verifications, SLA breaches, and expirations. Webhook notifications for integration with your existing systems.
Audit-Ready Documentation
Every verification, decision, and action logged with user, timestamp, and statutory citation. Court-ready verification certificates. Examination-ready compliance reports in one click. 7-year retention.
Built for your compliance reality
Banks & Credit Unions
Consumer loan portfolios with thousands of accounts to screen before rate adjustments or collection actions.
Learn moreMortgage Servicers
Foreclosure timelines paused mid-process. CFPB expects documentation you can't produce manually at scale.
Learn moreAuto Lenders
One wrongful repossession triggers DOJ enforcement. You need verification before every repo decision.
Learn moreProperty Management
Lease terminations with 30-day notice requirements. Security deposit timelines that don't pause for your workflow.
Learn moreDebt Collectors
Pre-collection screening on every account. Active duty status changes mid-collection cycle.
Learn moreLaw Firms
Managing SCRA compliance across multiple institutional clients. Court deadlines that don't sync themselves.
Learn morePricing that scales with your portfolio
Find out if you're exposed
15-minute call. We'll assess your SCRA risk and show you exactly where the gaps are.
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