Pricing

Tailored to your institution

Every institution has different portfolio sizes, product mixes, and compliance requirements. We build custom packages based on your specific needs.

Platform Capabilities

Everything you need for SCRA compliance

Select the capabilities that match your compliance requirements. All features include full audit trail and examiner-ready documentation.

Verification & Intake

DMDC Single Verification
Real-time military status lookup with instant results
Batch Verification
CSV/Excel upload for bulk portfolio screening
Servicemember Intake Portal
Branded URL and QR code for self-service benefit requests
Verification Certificates
Auto-generated proof of verification for audit
Portfolio Screening
Scheduled re-verification of entire loan books

Eligibility & Rules Engine

Rate Cap Eligibility (§3937)
6% cap determination for pre-service obligations
Foreclosure Protection (§3953)
Stay eligibility during service + 1 year post
Repossession Protection (§3952)
Pre-service contract and payment validation
Lease Termination (§3955)
30-day termination rights calculation
Eviction Protection (§3951)
Rent threshold and court order requirements
Default Judgment (§3931)
Affidavit requirements and stay provisions
Statutory Citations
Every determination linked to specific SCRA provisions

Calculations & Adjustments

Mortgage Rate Cap Calculator
Amortizing loan adjustments with escrow handling
Auto Loan Rate Cap Calculator
Simple interest adjustments for installment loans
Credit Card Rate Cap Calculator
Revolving balance interest reduction
Personal Loan Calculator
Unsecured loan rate adjustments
Retroactive Refund Calculator
Interest overcharge calculation from service date
Lease Termination Date Calculator
Move-out date per §3955 requirements
Prorated Rent Calculator
Final month rent calculation
Security Deposit Deadline Tracker
State-specific return deadline calculation
Restoration Schedule
Post-service rate restoration timeline

Case Management & Workflow

Case Lifecycle Tracking
Draft → Verification → Review → Approval → Monitoring → Release
SLA Monitoring
Configurable deadlines for each workflow stage
Deadline Alerts
Email notifications before SLA breach
Officer Assignment
Route cases to compliance officers by type or volume
Approval Workflows
Multi-level review for high-value cases
Hold Management
Foreclosure, repossession, and eviction hold tracking
Expiration Monitoring
90/30/7/0-day alerts for protection expiration
Re-verification Scheduling
Automated status checks for active protections

Documents & Letters

Acknowledgment Letters
Initial response confirming benefit request received
Approval Notices
Confirmation of eligibility with effective dates
Denial Letters
Statutory basis for ineligibility determination
Rate Adjustment Confirmation
New rate, effective date, and refund details
Refund Notices
Retroactive interest calculation and payment details
Restoration Letters
Post-service rate restoration notification
Lease Termination Acknowledgment
Move-out date and deposit return timeline
Eviction Hold Notice
Court order requirement notification
Custom Templates
Institution-branded letter templates with variable merge
Version History
Full revision tracking for every document

Exports & Integrations

Core Banking Export
Rate adjustment files for core system import
Loan Servicing Export
Account update packages for servicing platforms
General Ledger Export
Journal entries for interest adjustments and refunds
Examiner Report Package
Audit-ready documentation bundle
REST API
Programmatic access for custom integrations
Webhook Notifications
Real-time event notifications to your systems
SSO/SAML
Single sign-on integration with identity providers

Compliance & Audit

Full Audit Trail
Every action logged with timestamp, user, and IP
7-Year Retention
Immutable audit logs retained per regulatory requirements
Examiner Access
Read-only examiner accounts for regulatory review
Compliance Dashboard
SLA performance, case volume, and trend metrics
Activity Reports
Case activity, verification volume, and officer workload
Denial Analysis
Denial reasons and statutory basis reporting
Industry Solutions

Pre-configured for your vertical

Each industry package includes the protections and features most relevant to your business. Customize further based on your specific requirements.

Banks & Credit Unions

Protections
§3937 Rate Cap §3952 Repo Protection §3953 Foreclosure §3931 Default Judgment
Key Features
  • Full portfolio screening
  • Multi-product rate cap calculations
  • Examiner-ready reporting
  • Core banking integration

Mortgage Servicers

Protections
§3937 Rate Cap (+ 1yr extension) §3953 Foreclosure Stay §3931 Default Judgment
Key Features
  • Foreclosure hold tracking
  • Escrow adjustment handling
  • Investor reporting
  • CFPB-ready documentation

Auto Lenders

Protections
§3937 Rate Cap §3952 Repossession Protection §3931 Default Judgment
Key Features
  • Pre-service contract validation
  • Repossession hold tracking
  • Pre-repo verification workflow
  • Captive finance integration

Property Management

Protections
§3955 Lease Termination §3951 Eviction Protection
Key Features
  • Lease termination calculator
  • Prorated rent calculation
  • State deposit deadline tracking
  • Move-out workflow
  • Eviction hold management

Debt Collectors

Protections
§3937 Rate Cap §3931 Default Judgment
Key Features
  • Pre-collection screening
  • Batch portfolio verification
  • Multi-client management
  • Collection hold tracking
  • Creditor reporting

Law Firms

Protections
All SCRA Protections §3937, §3952, §3953, §3955, §3951, §3931
Key Features
  • Multi-client management
  • Court deadline tracking
  • Affidavit generation
  • Client-specific workflows
  • Billing integration ready
Every Package

Included with all plans

Unlimited DMDC

All verification fees included

SOC 2 Type II

Enterprise-grade security

Onboarding

Implementation support

Support

Email and phone support

Get a Quote

Let's build your compliance package

Tell us about your portfolio, product mix, and compliance requirements. We'll put together a custom solution and pricing.

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