Making SCRA compliance systematic
We're building the compliance infrastructure that financial institutions need to protect servicemembers—and themselves.
Close the gap between obligation and execution
The Servicemembers Civil Relief Act has protected military families since 1940. But compliance remains stubbornly manual at most institutions—spreadsheets, Word documents, and institutional memory.
The result: fewer than 10% of eligible auto loans receive the required rate reduction. Wrongful foreclosures continue. And DOJ enforcement actions have recovered over $481 million since 2011.
We believe the fix isn't more headcount or more training. It's better systems. Systems that encode the statute, automate the workflow, and produce documentation that stands up to examiner review.
Our principles
Compliance First
We build for the examiner review, not just the happy path. Every feature is designed to produce audit-ready documentation.
Statutory Precision
We cite the statute. Every eligibility determination, every denial, every calculation traces back to specific SCRA provisions.
Servicemember Respect
These protections exist for a reason. We help institutions comply fully—not find loopholes to deny benefits.
Civrel, Inc.
Civrel is headquartered in Virginia, serving financial institutions, property managers, and law firms across the United States.
We're a small, focused team building purpose-built compliance software. No pivot from another product. No compliance-as-an-afterthought. Just SCRA, done right.
43150 Broadlands Center Plz Ste 124
Broadlands, VA 20148
Ready to modernize your SCRA compliance?
Request early access and see how Civrel can work for your institution.